Terms of Use

Please read the following terms and conditions before continuing. By using the “in search of Value” website currently located at http://www.johnappel.com/ and https://johnappel.wordpress.com/ (the “Site”) or any of the information on the Site or contained in any related communication to you (all such information referred to herein as the “Content”), you agree to these terms and conditions. If you do not agree to these terms and conditions, you should not use the Site.

1. Changes.

We reserve the right at any time, without notice, to: (i) amend these terms and conditions; (ii) change the Site, including changing, eliminating or discontinuing any content or feature of the Site; or (iii) impose fees, charges or other conditions for use of the Site or the Content or parts thereof.  We may modify the Site or the Content at any time without prior notice, and you accept those modifications if you continue to use the Site. You should check the Site frequently to see recent changes. We reserve the right to limit the availability of the Site to any person, geographic area, or jurisdiction we so desire, at any time and in our sole discretion, and to limit the quantities of any service or product that we provide.

2. Disclaimer.

The Content is published solely for information purposes; is not intended to provide tax, legal, insurance or investment advice; does not constitute an advertisement, and is not to be construed as a solicitation or an offer to buy or sell any securities or related financial instruments. No representation or warranty, express or implied, is provided in relation to the accuracy, completeness or reliability of the Content, nor is such information intended to be a complete statement or summary of the companies, securities, markets, events or developments referred to herein or therein.

No Content constitutes a representation that any investment strategy or recommendation contained herein is suitable or appropriate to a reader’s individual circumstances or otherwise constitutes a personal recommendation. Investments involve risks and investors should exercise prudence in making their investment decisions.  Readers should not regard the Content as a substitute for the exercise of their own judgment. Any opinions expressed in the Content are subject to change without notice. The analyses contained in the Content are based on numerous assumptions. Different assumptions could result in materially different results. We are under no obligation to update or keep current the Content.

Past performance is not necessarily indicative of future results. Foreign currency rates of exchange may adversely affect the value, price or income of any security or related instrument mentioned in this report.

The author(s) and parties related to or affiliated with the author(s) may have long or short positions, trade as principal and buy and sell in instruments or derivatives identified herein.

3. Copyright and Linking Policy

The Site and the Content, as well as all copyrights, are the property of John G. Appel, III. You may access and use the Site, and download and/or print out copies of any content from the Site, solely for your personal, noncommercial use. You acknowledge that you do not acquire any ownership rights by using the Site or the Content.

The Site contains links to other Internet websites or resources. We neither control nor endorse such other websites, nor have we reviewed or approved any content that appears on such other websites. You acknowledge and agree that we shall not be held responsible for the legality, accuracy, or appropriateness of any content, advertising, products, services, or information located on or through any other websites, nor for any loss or damages caused or alleged to have been caused by the use of or reliance on any such content.

You may link to any content on the Site. If you are interested in reprinting, republishing or distributing Content, please contact John Appel via the e-mail address shown on the Site to obtain written consent.

You may not republish, upload, post, transmit or distribute any Content to online blogs, bulletin boards, message boards, newsgroups, chat rooms, or in any other manner, without our prior written permission. Modification of the Content or use of the Content for any purpose other than your own personal, noncommercial use is a violation of our copyright and other proprietary rights, and can subject you to legal liability.

4. Limitation of Liability

We accept no liability for any loss or damage whatsoever arising out of the use of, or relating in any way to, all or any part of the Site or the Content. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SITE IS TO STOP USING IT. THE SOLE AND EXCLUSIVE MAXIMUM LIABILITY TO US FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING, WITHOUT LIMITATION, NEGLIGENCE), OR OTHERWISE) SHALL BE THE TOTAL AMOUNT PAID TO US BY YOU, IF ANY, FOR ACCESS TO THE SITE OR THE CONTENT.

5. Conduct Related to the Site; License to Comments.

You agree not to: (i) use the Site or the Content for any unlawful purpose; (ii) express or imply that any statements you make are endorsed by us, without our prior written consent; (iii) modify, adapt, sublicense, translate, sell, reverse engineer, decompile or disassemble any portion of the Site; or (iv) “frame” or “mirror” any part of the Site without our prior written authorization. You also agree to comply with all applicable laws, rules and regulations in connection with your use of the Site and the Content.

When you post a comment to the Site, you grant us a royalty-free, perpetual, non-exclusive and fully transferable and sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display comments you post (in whole or in part) worldwide and/or to incorporate any one of those comments in other works now or in the future.

We reserve the right to remove any comment posted on the Site at any time and in our sole discretion.

6. Indemnification.

As a condition of your use of the Site or the Content, you agree to indemnify, defend and hold us, our affiliates, officers, directors, employees, agents and representatives harmless from and against any and all claims, damages, losses, costs (including reasonable attorneys’ fees), or other expenses that arise directly or indirectly out of or from: (i) your violation of these Terms of Use; (ii) your use of the Site or the Content; or (iii) your violation of the rights of any third party.

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